3-2-1 Buydown

This tiered, fixed-rate program is fixed for the first year at 3% below the market rate; the second year is fixed at 2% below the market rate; and the third year is fixed at 1% below the market rate. See the chart below to see how much this will save you on a monthly basis in each of those three years.

This example is based on a purchase price of $500,000 with a loan amount of $400,000 and a 30 year fixed rate of 5.375%

Permanent Rate Buydown

Your interest rate and your monthly mortgage payment are lowered over the term of the loan. Below is an example based on a purchase price of $500,000 with a loan amount of $400,000 and a 30 year fixed buydown rate of 4.75%

No Mortgage Payment for Six (6) Months

Very Simple. Up to Six months of your mortgage payment made for you by the builder/developer.

$18,000 towards the purchase price of your home.